AU Small Finance Bank Ltd. Share Price Target from 2025 to 2050: Future Outlook
AU Small Finance Bank Ltd. Share Price Target has attracted investor interest following strong Q4 FY25 performance: net profit surged 18–36% while NII jumped over 50%, with asset quality improving. As a high-growth private bank focused on retail, micro, and secured lending, AU Bank is poised for sustained advancement. This post explores AU Small Finance Bank Ltd. Share Price Target & Forecast 2025 to 2050—covering its business model, recent results, growth drivers, market sentiment, and long-term projection.
AU Small Finance Bank Ltd. Overview: Growth, Products, & Market Presence
AU Small Finance Bank, headquartered in Jaipur, transitioned from an SFB in 2017 to a fully commercial bank offering retail, microfinance, MSME, agriculture, and secured lending, along with digital banking and wealth products. It has a broad footprint with hundreds of branches across North and West India and expanding nationwide coverage.
| Key Information | Details |
|---|---|
| Founded | 1996 (microfinance), became SFB in 2017, converted to bank in 2021 |
| Headquarters | Jaipur, Rajasthan, India |
| Sector | Banking – Retail, MSME, Microfinance, Agriculture |
| Key Services | Savings/deposits, retail & business loans, microfinance, digital banking |
| Stock Listings | NSE: AUBANK, BSE: 542927 |
| Market Presence | Pan-India SFB network with strong rural and microfinance penetration |
On this page, you will find detailed insights into AU Small Finance Bank Ltd.’s stock, including real-time prices, technical analysis, and long-term forecasts:
✅ Real-Time Stock Price: Automatically updated every minute for the latest market data.
✅ Technical Indicators: Adjusted based on specific time frames to provide timely trading insights.
✅ Financial Reports: Updated quarterly to reflect the company’s latest financial performance.
✅ Stock Charts: Refreshed every minute for real-time visual analysis.
📊 Note: AU Small Finance Bank Ltd.’s stock forecast prices in the tables are automatically updated based on live asset price changes.
AU Small Finance Bank Ltd. Financial Overview & Key Metrics
- Q4 FY25: Net profit at ₹504 crore (+36% YoY; +18% reported) if including FY25 consolidated, while NII grew 57% to ~₹2,094 crore, other income up 41%, and NIM improved to 5.8%; GNPA down to 2.28%, NNPA at 0.74%; loan and deposit books expanded ~20% and ~27%, respectively .
- Full-year FY25: PAT approximated ₹2,106 crore (+32–37% YoY), EPS ~₹28; Pre Provision operating Profit nearly doubled (+86%), thanks to margins ramp-up .
Below is a detailed breakdown of its key financial figures—including revenue, net profit, earnings per share (EPS), and other crucial metrics. These insights enable investors to assess the company’s financial health and long-term growth potential.
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Investment Potential & Associated Risks
Why Consider Investing in AU Small Finance Bank Ltd.?
- High NII & Margin: 57% growth in NII, 5.8% NIM supports strong profit base.
- Accelerating Profits: FY25 PAT rose 32–37% YoY, highlighting scalable earnings.
- Robust Balance Sheet: 20% loan growth, 27% deposit growth, with improving GNPA.
- Positive Outlook: Asit C. Mehta assigns ‘Hold’ with ₹794 target citing upgrade potential.
Risks to Consider
- Valuation Stretch: Trading near ₹770; average analyst target near ₹680 suggests downside.
- Cyclic Exposure: Microfinance and unsecured lending susceptible to economic cycles.
- Competitive Pressure: Intense competition from other SFBs, private and small banks.
- Provisioning Risk: Earnings tied to credit costs; asset quality mission-critical.
AU Small Finance Bank Share Price Target: Tomorrow & Weekly Outlook
AU Small Finance Bank stock price forecasts for tomorrow and the upcoming week are based on recent market trends, historical price movements, and key technical indicators. These projections offer valuable insights into potential price changes, helping traders and investors make informed decisions.
However, various factors can influence stock prices—including market sentiment, news updates, and global events—so it’s always wise to stay updated and flexible with strategies.
📊 Below, you’ll find the expected stock price targets for the coming days:
| Date | Min. Price | Max. Price | Stock Price |
|---|---|---|---|
| 17-Jun | 800.40 | 814.76 | 807.78 |
| 18-Jun | 803.70 | 818.87 | 811.30 |
| 19-Jun | 802.78 | 817.67 | 810.63 |
| 20-Jun | 803.79 | 819.98 | 811.97 |
| 23-Jun | 833.40 | 852.00 | 843.22 |
| 24-Jun | 840.33 | 860.61 | 850.67 |
| 25-Jun | 843.53 | 864.36 | 854.19 |
| 26-Jun | 842.33 | 864.64 | 853.52 |
| 27-Jun | 842.74 | 866.72 | 854.86 |
Technical Analysis of AU Small Finance Bank Ltd. Using Key Indicators
For AU Small Finance Bank Ltd., you can leverage indicator-based technical analysis to identify optimal market entry and exit points. Adjust the time frame according to your trading strategy for more accurate insights.
How to Interpret Technical Analysis Signals:
✅ “Sell” or “Strong Sell” – Indicates bearish (negative) market sentiment, suggesting a potential decline.
✅ “Buy” or “Strong Buy” – Indicates bullish (positive) market sentiment, signaling a potential uptrend.
Time Frame Considerations:
- Medium to Long-Term Analysis: If you plan to hold for more than a week, use daily to weekly time frames.
- Short-Term Analysis (Intraday/Short Swing Trading): Use time frames ranging from 15 minutes to 2 hours.
Below, you’ll find technical indicator-based buy and sell signals based on different time frames to assist in your investment decisions.
Future Growth Drivers for AU Small Finance Bank Ltd.
- Geographic Expansion — Continue branch growth in semi-urban and rural India.
- Product & Segment Deepening — Enhance microfinance, MSME, agri, and retail segments.
- Digital Acceleration — Expand digital banking, payment, and asset digitalization.
- Fee Income Growth — Cross-sell digital and investment products to equity clients.
- Efficient Capital Management — Balance PPoP expansion with capital ratios.
What Will Drive AU Small Finance Bank’ Share Price Over the Coming Decades?
- NII & Margin Expansion — Continued high-yield lending and prudent cost control.
- Loan & Deposit Growth — Sustained 20–25% loan book expansion and deposit resilience.
- Asset Quality Stability — GNPA improving; provisioning adequacy maintained.
- Banking Scale Leverage — Scale economy improves PPoP and cost-income efficiency.
- Upgrade Potential — Broker upgrades may support valuation re-rating (e.g., A.C. Mehta)
AU Small Finance Bank Share Price Target & Forecast (2025-2050)
This long-term stock price forecast for AU Small Finance Bank Ltd. is based on historical market trends, the company’s growth prospects, and industry analysis. While forecasting stock prices for the long term involves uncertainty, these forecasts help investors gain an understanding of potential future price moves.
📊 The following table presents the AU Small Finance Bank share price target forecast from 2025 to 2050, based on current market trends and available data.
| Year | Min. Price | Max. Price |
|---|---|---|
| 2025 | Forecasted stock is currently unavailable. Please check back later. | |
| 2026 | ||
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| 2028 | ||
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| 2030 | ||
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| 2033 | ||
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| 2050 |
The AU Small Finance Bank Ltd. share price targets provided here are for informational purposes only. Both short-term and long-term stock price predictions are based on historical data and market trends, but actual prices may vary due to market fluctuations and external factors. This forecast assumes positive market conditions and does not account for unforeseen risks, economic uncertainties, or company-specific challenges. Investors should conduct their research before making any financial decisions.
Live Stock Chart & Price Trends – AU Small Finance Bank Ltd.
Keep track of AU Small Finance Bank Ltd.’s stock performance with our live chart below. This real-time tool displays the latest price movements, trading volume, and market trends to help investors and market watchers stay informed. You can easily switch between intraday, daily, weekly, or monthly views and apply various technical indicators to deepen your analysis. Whether you’re actively trading or just keeping an eye on the market, this chart offers everything you need to make smart, timely decisions.
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Expert Opinions & Market Sentiment
Brokerage & Analyst Ratings
- Tip Ranks / Trading View: Avg targets – ₹657.5 to ₹712.9; consensus: Hold .
- IndMoney / S&P: Avg target ~₹681.7, mixed Buy/Hold sentiment; 58% Buy .
- A.C. Mehta: Hold, target ₹794—signals upgrade potential
Investor Sentiment & Market Trends
Market Sentiment
- Share Rally: Stock rose ~6% post-Q4 results, reflecting strong earnings reaction .
- Divergent Rating Views: While some see upside, valuation cautions cap expectations.
- Technical & Institutional Watch: Short-term analysts eye breakout near ₹800; investor interest high.
Frequently Asked Questions (FAQ)
What drove Q4 profit growth?
A 57% surge in net interest income and healthy fee income—along with improved margins—drove PAT to ₹504 crore (+36%).
Is AU Bank a good long-term investment?
Yes—if it sustains 20–25% loan growth, margin strength, balanced asset quality, and navigates credit cycles.
Does the bank pay dividends?
Typically modest; focus remains on profit retention and capital support over payouts.
What is the nearest 12-month price target?
Analyst targets range ₹657–712; A.C. Mehta pegs ₹794 if upgrade materializes.
What are the main risks?
Valuation pressures, credit cycles, intensifying competition, and provisioning volatility remain key risks.
Price Prediction Methodology
Our stock price forecasts are based on a combination of analytical techniques to provide a well-rounded outlook:
✅ Expert Consensus & Market Sentiment – Predictions incorporate expert opinions and market sentiment analysis to enhance accuracy.
✅ Technical Analysis – Price movements are analyzed using historical charts and indicators, focusing on medium- and long-term trends for better precision.
✅ Statistical Models – Various statistical techniques assess the probability, type, and impact of fundamental factors influencing price changes.
✅ Predictive Algorithms – Advanced machine learning and statistical models leverage historical data patterns to estimate future price movements.
📊 Note: While these methods enhance prediction accuracy, stock prices are subject to market volatility and unforeseen economic factors.
