Jammu & Kashmir Bank Ltd. Share Price Target from 2025 to 2050: Future Outlook

Jammu & Kashmir (J&K) Bank, founded in 1938, is a prominent regional bank currently government-majority owned. It serves as the main banking partner in the Union Territories of Jammu & Kashmir and Ladakh, offering commercial, retail, and agricultural banking services through over 1,000 branches, with approximately 61% market share in the region

Table of Contents

Jammu & Kashmir Bank Ltd. Overview: Growth, Products, & Market Presence

Information	Details
Sector	Scheduled Commercial Banking
Key Services	Retail, MSME, Agriculture, Government, and Infrastructure Banking
Stock Listings	NSE: J&KBANK, BSE: 532209
Market Position	~61% share in UT banking, exclusive government agent, nodal bank for PFMS and tax collections

Headquartered in Srinagar, J&K Bank acts as the leading financial intermediary in its core region, also extending services pan-India with strong digital banking capabilities and multiple award recognitions for innovation, MSME performance, and cybersecurity

On this page, you will find detailed insights into Jammu & Kashmir Bank Ltd.’s stock, including real-time prices, technical analysis, and long-term forecasts:

✅ Real-Time Stock Price: Updated every minute with the latest market data.

✅ Technical Indicators: Tailored by time frame for accurate trading insights.

✅ Financial Reports: Published quarterly to reflect the company’s performance.

✅ Stock Charts: Refreshed in real time for visual market analysis.

📊 Note: Jammu & Kashmir Bank Ltd.’s stock forecast prices in the tables are automatically updated based on live asset price changes.

Jammu & Kashmir Bank Ltd. Financial Overview & Key Metrics

In recent quarters, the bank has posted modest revenue growth and maintained net profits around ₹580 Cr, reflecting a steady recovery from previous stress periods. Asset quality has significantly improved, with a high provision coverage ratio (~91%) and strong capital buffers; suggesting resilience and earnings flexibility.

Below is a detailed breakdown of its key financial figures, including revenue, net profit, earnings per share (EPS), and other crucial metrics. These insights enable investors to assess the company’s financial health and long-term growth potential.

Use the landscape mode for best viewing on mobile devices.

Investment Potential & Associated Risks

Why Consider Investing in Jammu & Kashmir Bank Ltd.?

Dominant regional franchise: controls ~61% of the banking market in J&K & Ladakh, with deep institutional linkages.
Undervalued relative to peers: trading at ~6× PE, offering upside if earnings recovery sustains.
Strong fundamentals: improving CASA ratio (~50%) and ROE around 17%, highlighting operational strength.
Government and agri linkage: central to government-sponsored schemes, agri financing, and MSME credit, supporting stable income.
Digital push backed by awards: recognized for adoption of fintech initiatives and cybersecurity, bolstering its modernization path.

Risks to Consider

Regional dependence: heavy exposure to the J&K & Ladakh economy makes it vulnerable to local economic or political changes.
Margin pressure: rising interest rates or competition for deposits could compress interest spreads.
Cost and execution risks: investments in technology and branch expansion may impact cost efficiencies short-term.
Asset quality vulnerability: despite recent improvement, NPA risks remain if the regional economy deteriorates.

Jammu & Kashmir Bank stock price forecasts for tomorrow and the upcoming week are based on recent market trends, historical price movements, and key technical indicators. These projections provide valuable insights into potential price changes, enabling traders and investors to make informed decisions.

However, various factors can influence stock prices, including market sentiment, news updates, and global events; therefore, it’s always wise to stay updated and flexible with your strategies.

📊 Below, you will find the expected stock price targets for the coming days:

Date	Min. Price	Max. Price	Stock Price
05-Nov	104.84	107.65	106.28
06-Nov	106.20	108.93	107.47
07-Nov	107.36	110.09	108.69
10-Nov	107.04	109.88	108.46
11-Nov	107.75	110.53	109.13
12-Nov	105.87	108.55	107.19
13-Nov	107.03	109.84	108.38
14-Nov	108.17	110.97	109.60
17-Nov	107.97	110.82	109.37

Technical Analysis of Jammu & Kashmir Bank Ltd. Using Key Indicators

For Jammu & Kashmir Bank Ltd., you can leverage indicator-based technical analysis to identify optimal market entry and exit points. Adjust the time frame according to your trading strategy for more accurate insights.

How to Interpret Technical Analysis Signals:

✅ Sell” or “Strong Sell	Indicates bearish (negative) market sentiment, suggesting a potential decline.
✅ Buy” or “Strong Buy	Indicates bullish (positive) market sentiment, signaling a potential uptrend.

Time Frame Considerations:

Short-Term Analysis (Intraday/Short Swing Trading): Use time frames ranging from 15 minutes to 2 hours.
Medium to Long-Term Analysis: If you plan to hold for more than a week, use daily to weekly time frames.

Below, you will find technical indicator-based buy and sell signals based on different time frames to assist in your investment decisions.

Future Growth Drivers for Jammu & Kashmir Bank Ltd.

Regional economic revival: Growth in tourism, infrastructure, and private investment could boost credit demand.
Digital banking scale-up: Expansion of UPI, mobile, and online banking may widen outreach and reduce operating costs.
Retail and agri penetration: Continued focus on retail loans, MSME, agri, and housing credit to diversify the portfolio.
Fee-based income growth: Emphasis on non-interest income through government business and digital services.
Operational efficiency: Sustained cost control and branch rationalisation to improve operating ratios.

Consistent regional business dominance
Improvement in margins and deposit mix
Digital transformation and efficiency gains
Healthy asset quality and provisioning discipline
Earnings re-rating due to value and profit growth

This long-term stock price forecast for Jammu & Kashmir Bank Ltd. is based on historical market trends, the company’s growth prospects, and industry analysis. While forecasting stock prices for the long term involves uncertainty, these forecasts help investors gain insight into potential future price movements.

📊 The following table presents the Jammu & Kashmir Bank share price target & forecast from 2025 to 2050, based on current market trends and available data.

Year	Min. Price	Max. Price
2025	₹ 108.88	₹ 112.39
2026	₹ 112.11	₹ 135.79
2027	₹ 135.38	₹ 159.01
2028	₹ 158.66	₹ 182.23
2029	₹ 181.93	₹ 205.47
2030	₹ 205.18	₹ 223.78
2031	₹ 214.21	₹ 264.60
2032	₹ 235.14	₹ 290.19
2033	₹ 256.00	₹ 315.71
2034	₹ 276.87	₹ 341.23
2035	₹ 297.74	₹ 366.75
2040	₹ 402.20	₹ 494.50
2050	₹ 611.01	₹ 749.86

The The Jammu & Kashmir Bank Ltd. share price targets provided here are for informational purposes only. Both short-term and long-term stock price predictions are based on historical data and market trends, but actual prices may vary due to market fluctuations and external factors. This forecast assumes positive market conditions and does not account for unforeseen risks, economic uncertainties, or company-specific challenges. Investors should conduct their research before making any financial decisions.