UCO Bank Ltd. Share Price Target from 2025 to 2050: Future Outlook

UCO Bank Ltd. Share Price Target is increasingly relevant for investors tracking PSU banking stocks with strong asset quality improvements and growth in retail, MSME, and agri-lending. In Q4 FY25, UCO Bank posted a healthy profit rise, expanding its business base while managing asset quality. This post delves into UCO Bank Ltd. Share Price Target & Forecast 2025 to 2050, covering its core operations, financial resilience, growth drivers, analyst views, and investor sentiment.

Table of Contents

UCO Bank Ltd. Overview: Growth, Products, & Market Presence

UCO Bank is a government-owned mid-sized public sector bank headquartered in Kolkata, operating more than 3,300 branches across India. It offers a full suite of banking services, including retail, corporate, trade finance, agri, MSME, and remittances. UCO also holds two overseas branches in Singapore and Hong Kong and fulfills special foreign currency trade roles.

Key Information	Details
Founded	1943 (as United Commercial Bank)
Headquarters	Kolkata, West Bengal, India
Sector	Public Sector Banking
Key Services	Retail, Corporate, Agri, MSME banking, trade finance, deposits
Stock Listings	NSE: UCOBANK, BSE: 532269
Market Presence	~3,300 domestic branches; 2 overseas; pan‑India corporate reach

On this page, you will find detailed insights into UCO Bank Ltd.’s stock, including real-time prices, technical analysis, and long-term forecasts:

✅ Real-Time Stock Price: Automatically updated every minute for the latest market data.

✅ Technical Indicators: Adjusted based on specific time frames to provide timely trading insights.

✅ Financial Reports: Updated quarterly to reflect the company’s latest financial performance.

✅ Stock Charts: Refreshed every minute for real-time visual analysis.

📊 Note: UCO Bank Ltd.’s stock forecast prices in the tables are automatically updated based on live asset price changes.

UCO Bank Ltd. Financial Overview & Key Metrics

In Q4 FY25, UCO Bank reported a 24% YoY rise in consolidated net profit to ~₹665 crore, driven by strong net interest income (+23%), steady business growth, and recoveries from written-off accounts. Gross advances grew ~18% and deposits by ~12%, while GNPA fell to 2.69% and NNPA to 0.50%. The bank maintained margins near 3.0% and issued a final dividend of ₹0.39 per share. Its FY25 net profit surged ~48% YoY on ~15% growth in total income.

Below is a detailed breakdown of its key financial figures; including revenue, net profit, earnings per share (EPS), and other crucial metrics. These insights enable investors to assess the company’s financial health and long-term growth potential.

Use the landscape mode for best viewing on mobile devices.

Investment Potential & Associated Risks

Why Consider Investing in UCO Bank Ltd.?

Strong Profit Growth: Q4 PAT rose 24%, with FY25 net profit up ~48%.
Improved Asset Quality: GNPA reduced by ~77 bps YoY; NNPA now at 0.5%.
Healthy Loan & Deposit Growth: Advances grew ~18%, deposits ~12%, driven by retail, agri, and MSME lending.
Government Support & Capital Plans: The 75–90% public holding increase supports future capital-raising.

Risks to Consider

Modest Net Interest Margin (NIM): NIM remained at ~3%, which could pressure profitability in a rising rate environment.
Equity Dilution Risk: Capital-raising plan could dilute earnings and pressure share price.
Mid-Cap PSU Sensitivity: Subject to policy and economic cycles impacting credit costs and loan growth.
Valuation Comfort: Trading at ~P/E 16x and P/B 1.4x may leave limited margin over fair value.

UCO Bank stock price forecasts for tomorrow and the upcoming week are based on recent market trends, historical price movements, and key technical indicators. These projections offer valuable insights into potential price changes, helping traders and investors make informed decisions.

However, various factors can influence stock prices; including market sentiment, news updates, and global events; so it’s always wise to stay updated and flexible with strategies.

📊 Below, you’ll find the expected stock price targets for the coming days:

Date	Min. Price	Max. Price	Stock Price
08-Aug	27.91	29.24	28.56
11-Aug	27.33	28.67	27.99
12-Aug	27.19	28.49	27.85
13-Aug	27.20	28.46	27.83
14-Aug	27.06	28.39	27.75
15-Aug	27.07	28.40	27.74
18-Aug	26.47	27.80	27.16
19-Aug	26.39	27.65	27.02
20-Aug	26.37	27.64	27.00

Technical Analysis of UCO Bank Ltd. Using Key Indicators

For UCO Bank Ltd., you can leverage indicator-based technical analysis to identify optimal market entry and exit points. Adjust the time frame according to your trading strategy for more accurate insights.

How to Interpret Technical Analysis Signals:

✅ Sell” or “Strong Sell	Indicates bearish (negative) market sentiment, suggesting a potential decline.
✅ Buy” or “Strong Buy	Indicates bullish (positive) market sentiment, signaling a potential uptrend.

Time Frame Considerations:

Short-Term Analysis (Intraday/Short Swing Trading): Use time frames ranging from 15 minutes to 2 hours.
Medium to Long-Term Analysis: If you plan to hold for more than a week, use daily to weekly time frames.

Below, you’ll find technical indicator-based buy and sell signals based on different time frames to assist in your investment decisions.

Future Growth Drivers for UCO Bank Ltd.

Diversified Retail Book: Scaling MSME, agri, and retail segments for higher proportion of secured assets.
Digital Banking Push: Enhancements in tech-led services and cross-border remittance capacities.
Overseas Expansion: Growth of overseas branches enhances fee income and trade business.
Operating Efficiency Gains: Cost control and rationalization of branches may enhance margins.
Consistent Payouts: Sustainable dividend policy enhances investor yield focus.

Retail & Agri Growth: Continued expansion of RAM portfolio (~25% growth in Q4) supports low-risk loan growth.
Asset Quality Stabilization: Sustained GNPA and NNPA reduction strengthens investor confidence.
Margin Improvement: Improved NII and recovery-led earnings supporting dividend sustainability.
Execution of Equity Raise: Successful capital raise will underpin loan growth and regulatory compliance.
Government Ownership and Policy Tailwinds: PSU backing provides credibility and policy advantage.

This long-term stock price forecast for UCO Bank Ltd. is based on historical market trends, the company’s growth prospects, and industry analysis. While forecasting stock prices for the long term involves uncertainty, these forecasts help investors gain an understanding of potential future price moves.

📊 The following table presents the UCO Bank share price target forecast from 2025 to 2050, based on current market trends and available data.

Year	Min. Price	Max. Price
2025	₹ 28.57	₹ 35.09
2026	₹ 32.03	₹ 44.07
2027	₹ 41.01	₹ 53.06
2028	₹ 50.00	₹ 62.04
2029	₹ 59.00	₹ 71.07
2030	₹ 68.01	₹ 74.67
2031	₹ 73.79	₹ 91.87
2032	₹ 81.88	₹ 101.70
2033	₹ 89.95	₹ 111.51
2034	₹ 98.02	₹ 121.31
2035	₹ 106.09	₹ 131.11
2040	₹ 146.48	₹ 180.18
2050	₹ 227.22	₹ 278.27

The UCO Bank Ltd. share price targets provided here are for informational purposes only. Both short-term and long-term stock price predictions are based on historical data and market trends, but actual prices may vary due to market fluctuations and external factors. This forecast assumes positive market conditions and does not account for unforeseen risks, economic uncertainties, or company-specific challenges. Investors should conduct their research before making any financial decisions.