IDFC First Bank Ltd. Share Price Target from 2025 to 2050: Future Outlook
IDFC First Bank Ltd. Share Price Target is drawing attention from investors tracking resilient private-sector banks focused on core growth, strong deposit momentum, and improving efficiency. Despite a sharp YoY fall in Q4 FY25 profit due to provisions, elevated NII, solid deposit expansion, and operational leverage hint at recovery. In this post, we explore IDFC First Bank Ltd. Share Price Target & Forecast 2025 to 2050—examining its business model, recent performance, future growth drivers, analyst expectations, and market sentiment.
IDFC First Bank Ltd. Overview: Growth, Products, & Market Presence
IDFC First Bank, headquartered in Mumbai, emerged from a merger of IDFC Ltd. and IDFC First Bank in October 2024. It operates a full-service banking franchise offering retail, corporate, and wholesale banking, microfinance, digital platforms, credit cards, and advisory services. With ~1,000 branches and a strong urban-rural footprint, it focuses on sustainable lending and deepening financial inclusion.
| Key Information | Details |
|---|---|
| Founded | 2015 (bank), merged with IDFC in 2024 |
| Headquarters | Mumbai, Maharashtra, India |
| Sector | Banking – Retail, Wholesale, Digital |
| Key Services | Deposits, retail loans, microfinance, credit cards, digital, advisory |
| Stock Listings | NSE: IDFCFIRSTB, BSE: 540777 |
| Market Presence | ~1,000+ branches across urban and rural India |
On this page, you will find detailed insights into IDFC First Bank Ltd.’s stock, including real-time prices, technical analysis, and long-term forecasts:
✅ Real-Time Stock Price: Automatically updated every minute for the latest market data.
✅ Technical Indicators: Adjusted based on specific time frames to provide timely trading insights.
✅ Financial Reports: Updated quarterly to reflect the company’s latest financial performance.
✅ Stock Charts: Refreshed every minute for real-time visual analysis.
📊 Note: IDFC First Bank Ltd.’s stock forecast prices in the tables are automatically updated based on live asset price changes.
IDFC First Bank Ltd. Financial Overview & Key Metrics
- Q4 FY25: Net profit dropped 58% YoY to ₹304 crore (from ₹724 crore) due to elevated provisions in microfinance. Net interest income rose ~14% to ₹7,971 crore. NIM was ~5.95%, deposits grew 25%, and assets advanced ~20.4%. GNPA: 1.87%, NNPA: 0.53%, with deposits-to-assets at ~46.9% CASA. ₹0.25/share dividend proposed.
- FY 2025: Core operating profit rose ~17–19% to ₹7,069 crore. Full-year net profit declined 48% YoY to ₹1,525 crore. Operating expense growth slowed, reflecting improved operating leverage. Capital ratios remain strong: CAR ~15.5%, CET‑I ~13.2%.
Below is a detailed breakdown of its key financial figures—including revenue, net profit, earnings per share (EPS), and other crucial metrics. These insights enable investors to assess the company’s financial health and long-term growth potential.
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Investment Potential & Associated Risks
Why Consider Investing in IDFC First Bank Ltd.?
- Robust NII Growth – Healthy core interest income growth amid rate stability.
- Strong Deposit Mobilization – 25% YoY growth in deposit base with CASA ratio near 47%.
- Operational Leverage – Declining opex growth supports profitability.
- Post-Merger Scale – IDFC merger enhances product suite and institutional heft.
- Healthy Capital Buffers – Strong CAR ensures capacity for lending growth.
Risks to Consider
- Profitability Under Pressure – High provisions led to 58% YoY drop in Q4 profit.
- Asset Quality Challenges – Microfinance exposures remain volatile.
- Low Opportunity Yield – ROE is modest (~8% 3-year average).
- Valuation Sensitivity – Modest margins vs other private banks may limit premium.
- Cyclic Credit Costs – Macroeconomic or delinquency spikes can weigh on earnings.
IDFC First Bank Share Price Target: Tomorrow & Weekly Outlook
IDFC First Bank stock price forecasts for tomorrow and the upcoming week are based on recent market trends, historical price movements, and key technical indicators. These projections offer valuable insights into potential price changes, helping traders and investors make informed decisions.
However, various factors can influence stock prices—including market sentiment, news updates, and global events—so it’s always wise to stay updated and flexible with strategies.
📊 Below, you’ll find the expected stock price targets for the coming days:
| Date | Min. Price | Max. Price | Stock Price |
|---|---|---|---|
| 16-Jun | 68.99 | 72.90 | 70.98 |
| 17-Jun | 68.15 | 71.79 | 70.10 |
| 18-Jun | 68.42 | 72.18 | 70.30 |
| 19-Jun | 68.68 | 72.34 | 70.53 |
| 20-Jun | 69.46 | 73.05 | 71.26 |
| 23-Jun | 69.82 | 73.48 | 71.72 |
| 24-Jun | 68.99 | 72.62 | 70.84 |
| 25-Jun | 69.18 | 72.96 | 71.04 |
| 26-Jun | 69.38 | 73.05 | 71.27 |
| 27-Jun | 70.21 | 73.89 | 72.00 |
Technical Analysis of IDFC First Bank Ltd. Using Key Indicators
For IDFC First Bank Ltd., you can leverage indicator-based technical analysis to identify optimal market entry and exit points. Adjust the time frame according to your trading strategy for more accurate insights.
How to Interpret Technical Analysis Signals:
✅ “Sell” or “Strong Sell” – Indicates bearish (negative) market sentiment, suggesting a potential decline.
✅ “Buy” or “Strong Buy” – Indicates bullish (positive) market sentiment, signaling a potential uptrend.
Time Frame Considerations:
- Medium to Long-Term Analysis: If you plan to hold for more than a week, use daily to weekly time frames.
- Short-Term Analysis (Intraday/Short Swing Trading): Use time frames ranging from 15 minutes to 2 hours.
Below, you’ll find technical indicator-based buy and sell signals based on different time frames to assist in your investment decisions.
Future Growth Drivers for IDFC First Bank Ltd.
- Branch and Digital Network Expansion – Targeting broader retail reach and digital users.
- Retail and MSME Loan Push – Scaling home, vehicle, business loans, and microfinance responsibly.
- High-Margin Products – Expanding credit cards, advisory, and fee-based services.
- Cost Discipline & Efficiency Tools – Tech-driven workflow to enhance margins.
- Capital Growth Optionality – Strong CAR enables lending without dilution.
What Will Drive IDFC First Bank’ Share Price Over the Coming Decades?
- NII and Core Lending Growth – Sustained loan increases and optimized net interest income.
- Deposit Expansion & CASA Mix – CASA growth supports margin stability.
- Cost Control & Efficiency Gains – Opex growth is moderating faster than revenue.
- Risk-Adjusted Profitability – Improving asset quality and provisions normalization.
- Merger Synergies & Scale – IDFC merger lifts cross-sell, geographic reach, and yields.
IDFC First Bank Share Price Target & Forecast (2025-2050)
This long-term stock price forecast for IDFC First Bank Ltd. is based on historical market trends, the company’s growth prospects, and industry analysis. While forecasting stock prices for the long term involves uncertainty, these forecasts help investors gain an understanding of potential future price moves.
📊 The following table presents the IDFC First Bank share price target forecast from 2025 to 2050, based on current market trends and available data.
| Year | Min. Price | Max. Price |
|---|---|---|
| 2025 | Forecasted stock is currently unavailable. Please check back later. | |
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The IDFC First Bank Ltd. share price targets provided here are for informational purposes only. Both short-term and long-term stock price predictions are based on historical data and market trends, but actual prices may vary due to market fluctuations and external factors. This forecast assumes positive market conditions and does not account for unforeseen risks, economic uncertainties, or company-specific challenges. Investors should conduct their research before making any financial decisions.
Live Stock Chart & Price Trends – IDFC First Bank Ltd.
Keep track of IDFC First Bank Ltd.’s stock performance with our live chart below. This real-time tool displays the latest price movements, trading volume, and market trends to help investors and market watchers stay informed. You can easily switch between intraday, daily, weekly, or monthly views and apply various technical indicators to deepen your analysis. Whether you’re actively trading or just keeping an eye on the market, this chart offers everything you need to make smart, timely decisions.
IVP Ltd. Share Price Target: Future Outlook
IVP Ltd. is a leading manufacturer of foundry chemicals and resins, serving the automotive, engineering, and construction industries.
Expert Opinions & Market Sentiment
Brokerage & Analyst Ratings
- IndMoney: Avg target ₹71.11 (+0.4%).
- TradingView: Consensus ~₹70.58 (+0.2%).
- TipRanks: ₹61.50 (‑7% downside).
- Trendlyne: ₹71.34 (+1.3%).
Mixed neutrality with a slight small upside bias in the short term.
Investor Sentiment & Market Trends
Market Sentiment
- Investor Reaction: Stock slid after Q4 results, but deposit & NII growth cushions sentiment.
- Analyst Neutrality: Targets clustered near current prices with caution on earnings impact.
- Technical Viewpoint: Trading near core pricing levels; positive triggers depend on earnings recovery.
Frequently Asked Questions (FAQ)
What caused the Q4 profit drop?
Elevated provisions in the microfinance book led to a 58% YoY fall in Q4 net profit to ₹304 crore.
Is IDFC First Bank attractive long-term?
Yes — if deposit-led NII, cost discipline, and merger synergies translate to normalized earnings.
Does the bank pay dividends?
Yes — ₹0.25/share proposed in Q4 FY25, supported by healthy capital ratios.
What is the 12-month share price target?
Analyst consensus lies between ₹70–72, indicating limited near-term upside.
What are key risks?
Asset-quality concerns, provision spikes, low ROE, and interest-rate sensitivity require strong execution.
Price Prediction Methodology
Our stock price forecasts are based on a combination of analytical techniques to provide a well-rounded outlook:
✅ Expert Consensus & Market Sentiment – Predictions incorporate expert opinions and market sentiment analysis to enhance accuracy.
✅ Technical Analysis – Price movements are analyzed using historical charts and indicators, focusing on medium- and long-term trends for better precision.
✅ Statistical Models – Various statistical techniques assess the probability, type, and impact of fundamental factors influencing price changes.
✅ Predictive Algorithms – Advanced machine learning and statistical models leverage historical data patterns to estimate future price movements.
📊 Note: While these methods enhance prediction accuracy, stock prices are subject to market volatility and unforeseen economic factors.
