Home First Finance Ltd. Share Price Target from 2025 to 2050: Future Outlook
Home First Finance Ltd is a leading affordable housing finance company in India, focused on first-generation homebuyers. Since its launch in 2010, it has built a strong niche through tech-enabled, granular lending, strategic partnerships and robust asset quality. In this post, we explore Home First’s Share Price Target & Forecast from 2025 to 2050, examining its operations, investment merits, growth catalysts and long-term outlook.
Home First Finance Ltd. Overview: Growth, Products, & Market Presence
Home First focuses on providing home loans, construction loans, home extension loans, and LAP for affordable housing borrowers across India. It operates a hybrid “phygital” model—mixing branches and touchpoints with high digital adoption—to serve salaried and self-employed clients in Tier 2/3 markets. With over ₹12,700 crore in AUM and an AA− rating, the company is strategically positioned within India’s growing affordable housing segment
| Information | Details |
|---|---|
| Founded | 2010 |
| Sector | Housing Finance / NBFC |
| Key Products | Home loans, LAP, construction, renovation |
| Stock Listings | NSE: HOMEFIRST, BSE: 543259 |
| Current AUM | ₹12,713 crore (FY25) |
| Branches | 155 branches, 361 touchpoints (2025) |
| Rating | Ind‑Ra: AA− (Positive) |
On this page, you will find detailed insights into Home First Finance Ltd.’s stock, including real-time prices, technical analysis, and long-term forecasts:
✅ Real-Time Stock Price: Updated every minute with the latest market data.
✅ Technical Indicators: Tailored by time frame for accurate trading insights.
✅ Financial Reports: Published quarterly to reflect the company’s performance.
✅ Stock Charts: Refreshed in real time for visual market analysis.
📊 Note: Home First Finance Ltd.’s stock forecast prices in the tables are automatically updated based on live asset price changes.
Home First Finance Ltd. Financial Overview & Key Metrics
Home First has demonstrated solid financial growth, with AUM up over 30% year-on-year and strong profitability. As of FY25, revenue reached ₹1,539 cr with net profit of ₹382 cr .. Its well-managed credit quality and a CRAR above 36% provide both resilience and scalability
Below is a detailed breakdown of its key financial figures, including revenue, net profit, earnings per share (EPS), and other crucial metrics. These insights enable investors to assess the company’s financial health and long-term growth potential.
Use the landscape mode for best viewing on mobile devices.
Investment Potential & Associated Risks
Why Consider Investing in Home First Finance Ltd.?
- Focused affordable housing niche
Serving first-time homebuyers in underserved markets gives it a stable, high-growth segment with relatively low defaults . - Tech-enabled distribution
With ~70% digital fulfilment and 95% onboarding via its app, the company benefits from efficiency, convenience, and low acquisition costs . - Strong underwriting & asset quality
Centralized credit processes, conservative LTVs, and NPAs under 1.3% show rigorous risk management. - Highly capitalized
A CRAR of ~36% provides plenty of firepower for future loan growth with or without further capital raising . - Macro tailwinds
Continued government focus on affordable housing and a formalizing economy supports sustained demand.
Risks to Consider
Rising interest rates
A tighter policy environment could compress margins and slow borrower demand.
Competitive pressures
Growing interest from larger HFCs and NBFCs could chase down yields.
Geographic expansion pitfalls
Rapid entry into new states brings localization challenges and possible credit risks.
Leverage and liquidity risk
Heavy reliance on debt funding means rising rates or tighter liquidity may impact operations
Home First Finance Share Price Target: Tomorrow & Weekly Outlook
Home First Finance stock price forecasts for tomorrow and the upcoming week are based on recent market trends, historical price movements, and key technical indicators. These projections provide valuable insights into potential price changes, enabling traders and investors to make informed decisions.
However, various factors can influence stock prices, including market sentiment, news updates, and global events; therefore, it’s always wise to stay updated and flexible with your strategies.
📊 Below, you will find the expected stock price targets for the coming days:
| Date | Min. Price | Max. Price | Stock Price |
|---|---|---|---|
| 24-Jul | 1385.84 | 1444.70 | 1414.83 |
| 25-Jul | 1366.29 | 1424.41 | 1394.92 |
| 28-Jul | 1365.99 | 1425.66 | 1396.94 |
| 29-Jul | 1372.22 | 1434.32 | 1404.05 |
| 30-Jul | 1391.16 | 1448.26 | 1419.18 |
| 31-Jul | 1399.67 | 1458.82 | 1429.18 |
| 01-Aug | 1380.14 | 1438.96 | 1409.26 |
| 04-Aug | 1381.01 | 1440.33 | 1411.29 |
| 05-Aug | 1388.95 | 1450.34 | 1418.39 |
Technical Analysis of Home First Finance Ltd. Using Key Indicators
For Home First Finance Ltd., you can leverage indicator-based technical analysis to identify optimal market entry and exit points. Adjust the time frame according to your trading strategy for more accurate insights.
How to Interpret Technical Analysis Signals:
| ✅ Sell” or “Strong Sell | Indicates bearish (negative) market sentiment, suggesting a potential decline. |
| ✅ Buy” or “Strong Buy | Indicates bullish (positive) market sentiment, signaling a potential uptrend. |
Time Frame Considerations:
- Short-Term Analysis (Intraday/Short Swing Trading): Use time frames ranging from 15 minutes to 2 hours.
- Medium to Long-Term Analysis: If you plan to hold for more than a week, use daily to weekly time frames.
Below, you will find technical indicator-based buy and sell signals based on different time frames to assist in your investment decisions.
Future Growth Drivers for Home First Finance Ltd.
Geographic expansion in Tier‑2/3 markets
The rollout in UP, MP and Rajasthan is likely to sustain ~30% AUM growth .
Rising share of Loan Against Property (LAP)
Shifting product mix to include more LAP enhances yield and customer retention .
Scaling of co-lending partnerships
Working with partner banks offers higher capital efficiency and lower incremental cost of funds.
Sustained tech adoption
High app usage and account aggregator integration drive improved decision timelines and customer stickiness.
High capital adequacy
At ~36% CRAR, the company is ready to scale rapidly, including securitization and QIP funding when needed
What Will Drive Home First Finance’ Share Price Over the Coming Decades?
- Managed AUM growth
Sustained ~30% AUM growth will support consistent revenue and profitability expansion. - Margin preservation
Ability to offset higher funding costs through yield management via LAP and co-lending. - Capital efficiency
Grain leverage through securitization and digital partnerships can drive ROE. - Strong credit discipline
Maintaining low credit costs ensures long-term profitability and investor confidence. - Macro housing demand
Urbanization, government schemes, and rising affordability will underpin loan growth.
Home First Finance Share Price Target & Forecast (2025-2050)
This long-term stock price forecast for Home First Finance Ltd. is based on historical market trends, the company’s growth prospects, and industry analysis. While forecasting stock prices for the long term involves uncertainty, these forecasts help investors gain insight into potential future price movements.
📊 The following table presents the Home First Finance share price target & forecast from 2025 to 2050, based on current market trends and available data.
Error fetching table: cURL error 28: Operation timed out after 5000 milliseconds with 0 bytes received
The Netweb Technologies Ltd. share price targets provided here are for informational purposes only. Both short-term and long-term stock price predictions are based on historical data and market trends, but actual prices may vary due to market fluctuations and external factors. This forecast assumes positive market conditions and does not account for unforeseen risks, economic uncertainties, or company-specific challenges. Investors should conduct their research before making any financial decisions.
Live Stock Chart & Price Trends – Home First Finance Ltd.
Please keep track of Home First Finance Ltd.’s stock performance with our live chart below. This real-time tool displays the latest price movements, trading volume, and market trends to help investors and market watchers stay informed. You can easily switch between intraday, daily, weekly, or monthly views and apply various technical indicators to deepen your analysis. Whether you’re actively trading or just keeping an eye on the market, this chart offers everything you need to make smart, timely decisions.
🔗 Also Read: Divi’s Laboratories Share Price Target: Future Outlook
Divi’s Laboratories Ltd. is a globally recognized Indian pharmaceutical company known for manufacturing active pharmaceutical ingredients (APIs), intermediates, and custom synthesis of drug compounds. Read more
Expert Opinions & Market Sentiment
Brokerage & Analyst Ratings
Motilal Oswal: Buy – targeting ₹1,500 citing robust growth, market leadership and strong return ratios .
ICICI Securities: Buy / Add – QIP proceeds provide strong capital support; ₹1,350 target .
Edelweiss, Khambatta: Buy – peer-higher projections of ₹1,300 and ₹1,200 respectively
Investor Sentiment & Market Trends
High analyst coverage – 87.5% of analysts recommend a BUY, with average target around ₹1,330–1,350 .
Reddit sentiment: “Few yrs later OP becomes the company’s owner… Don’t make fresh allocation because multiples are still expensive, but… let it compound.”
Retail forums highlight long-term potential despite high valuations.
❓Frequently Asked Questions (FAQ)
Is Home First Finance a good long‑term investment?
Yes – with strong fundamentals, high capital adequacy, disciplined lending and growing digital reach, it’s a solid mid-term to long-term play in housing finance.
What are the key growth drivers?
AUM growth from Tier‑2/3 markets, deeper LAP penetration, growth in co‑lending, and sustained tech-driven efficiency.
Does Home First pay dividends?
How does it compare with peers?
Premium valuations (P/E ~35–40x and P/B ~4) reflect high profitability. While more expensive than some rivals, the valuation is justified by superior execution, credit quality, and growth .
Price Prediction Methodology
Our predictions combine expert analysis, technical indicators, and algorithmic models to provide an informed outlook.
📊 Want to know more? Click here to read our full methodology.
