Bank of India Ltd. Share Price Target from 2025 to 2050: Future Outlook
Bank of India Ltd. Share Price Target has attracted investor attention following strong Q4 FY25 results, which showcased an ~82% YoY profit surge, improving asset quality, and an ambitious plan for 12% loan growth in FY26. As one of India’s key PSU banks with a robust legacy and improving fundamentals, Bank of India is positioning itself for steady long-term value creation. This post delves into Bank of India Ltd. Share Price Target & Forecast 2025 to 2050—covering its operations, financials, growth drivers, analyst sentiment, and future outlook.
Bank of India Ltd. Overview: Growth, Products, & Market Presence
Bank of India (BoI), founded in 1906 and headquartered in Mumbai, is a major PSU bank with more than 5,200 domestic branches and global presence across 22 overseas locations. Its offerings span retail, corporate & wholesale banking, agriculture, SME, treasury, digital services, and wealth management—and it holds a strong position in Priority Sector Lending and digital banking innovation.
| Key Information | Details |
|---|---|
| Founded | 1906 |
| Headquarters | Mumbai, Maharashtra, India |
| Sector | Public Sector Banking |
| Key Services | Retail, corporate, agriculture, SME finance, treasury, digital banking |
| Stock Listings | NSE: BANKINDIA, BSE: 532149 |
| Market Presence | 5,200+ branches, 8,166 ATMs, 22 overseas branches |
On this page, you will find detailed insights into Bank of India Ltd.’s stock, including real-time prices, technical analysis, and long-term forecasts:
✅ Real-Time Stock Price: Automatically updated every minute for the latest market data.
✅ Technical Indicators: Adjusted based on specific time frames to provide timely trading insights.
✅ Financial Reports: Updated quarterly to reflect the company’s latest financial performance.
✅ Stock Charts: Refreshed every minute for real-time visual analysis.
📊 Note: Bank of India Ltd.’s stock forecast prices in the tables are automatically updated based on live asset price changes.
Bank of India Ltd. Financial Overview & Key Metrics
- Q4 FY25: Net profit soared ~82% YoY to ₹1,439 cr on revenue of ₹18,479 cr (+14%). NII grew ~2.7% to ₹5,524 cr. GNPA improved to ~4.98%, NNPA to ~1.10%. CAR ~15.9%, PCR ~91.5%, and a final dividend of ₹4.05/share declared .
- FY 2025 Full Year: Profit rebounded from FY24 loss—consolidated PAT stood at ₹2,602 cr (+65%). Strong other income from recoveries and treasury gains combined with core income to drive performance. Bank is targeting 12% loan growth in FY26 .
Below is a detailed breakdown of its key financial figures—including revenue, net profit, earnings per share (EPS), and other crucial metrics. These insights enable investors to assess the company’s financial health and long-term growth potential.
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Investment Potential & Associated Risks
Why Consider Investing in Bank of India Ltd.?
- Remarkable Earnings Turnaround: Profit jumped 82% in Q4 and ~65% for full year.
- Improved Asset Quality: Gross NPA down ~37 bps to ~4.98%, driven by recoveries and provisioning.
- Balanced Income Mix: Core NII growth paired with strong other income—including recoveries and treasury.
- Healthy Capital Base: Comfortable CAR (~15.9%) and PCR (>91%) support continued lending.
- Loan Growth Momentum: A target of ~12% for FY26 suggests strategic lending expansion.
Risks to Consider
- Earnings Volatility: Heavy reliance on recoveries and treasury income could reverse.
- Persistent NPA Levels: GNPA at ~5% remains a concern despite recent improvements.
- Interest Rate Sensitivity: NIM may compress if deposit and lending rates spike.
- Valuation Ceiling: Trading near analyst targets (~₹120) may limit capital gains in short term.
Bank of India Share Price Target: Tomorrow & Weekly Outlook
Bank of India stock price forecasts for tomorrow and the upcoming week are based on recent market trends, historical price movements, and key technical indicators. These projections offer valuable insights into potential price changes, helping traders and investors make informed decisions.
However, various factors can influence stock prices—including market sentiment, news updates, and global events—so it’s always wise to stay updated and flexible with strategies.
📊 Below, you’ll find the expected stock price targets for the coming days:
| Date | Min. Price | Max. Price | Stock Price |
|---|---|---|---|
| 17-Jun | 121.75 | 126.83 | 124.25 |
| 18-Jun | 121.27 | 126.67 | 123.97 |
| 19-Jun | 121.05 | 126.45 | 123.77 |
| 20-Jun | 120.54 | 125.66 | 123.05 |
| 23-Jun | 124.64 | 129.57 | 127.22 |
| 24-Jun | 124.69 | 130.16 | 127.50 |
| 25-Jun | 124.47 | 129.86 | 127.22 |
| 26-Jun | 124.50 | 129.60 | 127.02 |
| 27-Jun | 123.76 | 128.93 | 126.31 |
Technical Analysis of Bank of India Ltd. Using Key Indicators
For Bank of India Ltd., you can leverage indicator-based technical analysis to identify optimal market entry and exit points. Adjust the time frame according to your trading strategy for more accurate insights.
How to Interpret Technical Analysis Signals:
✅ “Sell” or “Strong Sell” – Indicates bearish (negative) market sentiment, suggesting a potential decline.
✅ “Buy” or “Strong Buy” – Indicates bullish (positive) market sentiment, signaling a potential uptrend.
Time Frame Considerations:
- Medium to Long-Term Analysis: If you plan to hold for more than a week, use daily to weekly time frames.
- Short-Term Analysis (Intraday/Short Swing Trading): Use time frames ranging from 15 minutes to 2 hours.
Below, you’ll find technical indicator-based buy and sell signals based on different time frames to assist in your investment decisions.
Future Growth Drivers for Bank of India Ltd.
- Digital Banking Deepening – Enhancements in mobile, net banking, and digital-only branches.
- Rural Expansion – Further outreach in underbanked regions to enhance retail penetration.
- SME and Agri Lending – Leverage PSL certificates, crop loans, and business financing.
- Fee-Based Service Growth – Cross-sell cards, insurance, remittances, and forex services.
- Efficiency Initiatives – Reducing opex through automation and optimized branch strategy.
What Will Drive Bank of India’ Share Price Over the Coming Decades?
- Loan Book Expansion – 12% YoY growth supported by retail, agri, and SME segments.
- Asset Quality Progress – Continued drop in NPAs will boost investor confidence and earnings consistency.
- Diversified Income Mix – Growth in fee and treasury income adds resilience.
- Capital & Policy Support – RBI norms and PSU positioning underpin growth prospects.
- Digital & Branch Efficiency – Tech-driven models will boost productivity and lower cost-to-income ratios.
Bank of India Share Price Target & Forecast (2025-2050)
This long-term stock price forecast for Bank of India Ltd. is based on historical market trends, the company’s growth prospects, and industry analysis. While forecasting stock prices for the long term involves uncertainty, these forecasts help investors gain an understanding of potential future price moves.
📊 The following table presents the Bank of India share price target forecast from 2025 to 2050, based on current market trends and available data.
| Year | Min. Price | Max. Price |
|---|---|---|
| 2025 | Forecasted stock is currently unavailable. Please check back later. | |
| 2026 | ||
| 2027 | ||
| 2028 | ||
| 2029 | ||
| 2030 | ||
| 2031 | ||
| 2032 | ||
| 2033 | ||
| 2034 | ||
| 2035 | ||
| 2040 | ||
| 2050 |
The Bank of India Ltd. share price targets provided here are for informational purposes only. Both short-term and long-term stock price predictions are based on historical data and market trends, but actual prices may vary due to market fluctuations and external factors. This forecast assumes positive market conditions and does not account for unforeseen risks, economic uncertainties, or company-specific challenges. Investors should conduct their research before making any financial decisions.
Live Stock Chart & Price Trends – Bank of India Ltd.
Keep track of Bank of India Ltd.’s stock performance with our live chart below. This real-time tool displays the latest price movements, trading volume, and market trends to help investors and market watchers stay informed. You can easily switch between intraday, daily, weekly, or monthly views and apply various technical indicators to deepen your analysis. Whether you’re actively trading or just keeping an eye on the market, this chart offers everything you need to make smart, timely decisions.
IVP Ltd. Share Price Target: Future Outlook
IVP Ltd. is a leading manufacturer of foundry chemicals and resins, serving the automotive, engineering, and construction industries.
Expert Opinions & Market Sentiment
Brokerage & Analyst Ratings
- Analyst Breakdown: 60% Buy, 20% Hold, 20% Sell; avg target ₹120.8 .
- TradingView: Avg ₹124.75, reflecting cautious optimism.
- Geojit BNP / Sharekhan: Accumulate rating with ₹139 target; ICICI Direct up to ₹165
Investor Sentiment & Market Trends
Market Sentiment
- Post-Q4 Rally: Shares jumped ~5% after earnings and dividend announcement.
- Investor Caution: Some pressure due to NPA levels, but sentiment remains bullish on recovery.
- Digital & Efficiency Expectations: Markets focusing on branch rationalisation and cost efficiency.
Frequently Asked Questions (FAQ)
What drove Q4 profit growth?
Net profit rose ~82%, propelled by treasury gains, recoveries from written-off accounts, and steady NII.
Is Bank of India a good long-term buy?
Yes—if it sustains loan growth, improves NPA ratios, and expands fee-based income with controlled costs.
Does BoI pay dividends?
Yes—a final ₹4.05/share dividend was declared for FY25, underscoring capital strength and shareholder focus.
What is the 12-month share price target?
Analyst averages center around ₹120.8; current price is ~₹121, indicating limited short-term upside.
What are the main risks?
Key concerns include earnings volatility, NPA resurgence, NIM compression, and dependency on treasury recoveries.
Price Prediction Methodology
Our stock price forecasts are based on a combination of analytical techniques to provide a well-rounded outlook:
✅ Expert Consensus & Market Sentiment – Predictions incorporate expert opinions and market sentiment analysis to enhance accuracy.
✅ Technical Analysis – Price movements are analyzed using historical charts and indicators, focusing on medium- and long-term trends for better precision.
✅ Statistical Models – Various statistical techniques assess the probability, type, and impact of fundamental factors influencing price changes.
✅ Predictive Algorithms – Advanced machine learning and statistical models leverage historical data patterns to estimate future price movements.
📊 Note: While these methods enhance prediction accuracy, stock prices are subject to market volatility and unforeseen economic factors.
